Free up cash for growth
Fast and affordable working capital, on-demand.
iBranch
Access credit from anywhere
Embedded into your favorite software vendor or existing workflows
Checkout
Extend payment terms right at checkout
Embedded into your favorite commerce platforms or existing workflows
Portal
Speed up A/R right from your portal
Lendica's Portal brings all of your embedded funding products directly to you.
Why Lendica?
Fast and affordable finance, on-demand
Instant Decision
Apply in minutes and get instant decision
Fair Pricing
No hidden fees, no early prepayment penalties
No Credit Impact
Check your eligibility without impacting your credit score
More Buying Power
Boost your credit limit as your sales grow
Take control of your cash flow
We equip you with the
SMB Funding Toolkit
PayLater
FundNow
DrawDown
Capital for bills
Boost your buying power and optimize your cash flow by delaying payments to your vendors.
Capital for receivables
Win larger deals and smooth out cash flow by speeding up collection from customers.
Capital for growth
Invest in larger purchases, more staff and empire expansion with flexible, non-dilutive capital.
FAQ
We hope so! We help businesses of all sizes, usually between $1m and $50m of sales, take control of their cash flow. We welcome you to visit our products page to learn more.
Nope! For businesses with under $5m in annual sales, we will soft pull your credit which won’t impact your score.
Forget about it! You will only pay when you use the product - that means no set up cost, no non-use fees, no weird charges.
Probably not! But we promise you an exceptional experience and the best tools to help you scale your business.